Bermuda App
One-time purchase · No subscription · Data on your device

Your cash, pricing, and payments in one bundle.

Bermuda App is an app consultant for your SME needs — ready-to-use finance apps from Bermuda Lentera. The free versions are already online and usable today; the full version is a single one-time payment.

Try free now See pricing
One-time purchaseNo subscription1 year of free updatesWorks offline
Why this page exists

If these three things have ever happened in your business,
this page is for you.

Everything a small business needs

Five apps, one Bermuda family.

Kas Kecil

Record daily money in and out, complete with receipt photos. Close the books per period, then export to Excel when needed. No accounting knowledge required — date, amount, note, done.

Receipt photos auto-compressed Excel export & import Monthly period closing Works offline
Try free kas.bermudaku.com ↗ Learn more →

Kalkulator HPP

Enter ingredients, labor, and overhead — get cost per unit instantly, plus selling-price simulations at several margin targets. F&B and manufacturing presets included, so you never start from a blank page.

F&B & manufacturing presets Margin simulation Per serving or per batch
Try free hpp.bermudaku.com ↗ Learn more →

QRIS Dinamis

Turn the static QRIS you already own into amount-filled codes. Customers just scan and pay — no more typos, no more matching statements line by line.

Amount pre-filled Print or send via WhatsApp Stores no data
Try free qris.bermudaku.com ↗ Learn more →
New

Kasbon

Track who still owes you and what you owe your suppliers, due dates included. Payments automatically settle the oldest debt first, so the due date shown is always the right one. Reminders are ready to send over WhatsApp.

Receivables & payables in one book WhatsApp reminders Automatic ageing Works offline
Try free kasbon.bermudaku.com ↗
New

Walletkeu

For personal finance: track income and spending, manage needs/wants/savings budgets, and save toward your dreams. Unlike the three apps above, Walletkeu is subscription-based, syncs across devices, and has its own site.

Smart budgets Dream jars Cloud sync From Rp15,000/week
Open Walletkeu walletkeu.my.id ↗
Understand your business

From daily cash to selling prices, everything becomes clear.

Bermuda App helps you see where your business money flows — so raising prices, cutting costs, or restocking is no longer guesswork.

Start now
5 Apps in one family
Free versions · already online

Try first, decide later.

All four business apps run right in the browser — no sign-up, nothing to install. If they turn out not to fit how your business works, you have lost nothing.

Kas Kecil kas.bermudaku.com ↗ Record daily cash, watch the running balance Kalkulator HPP hpp.bermudaku.com ↗ Work out product costs and selling prices QRIS Dinamis qris.bermudaku.com ↗ Create amount-filled payment codes Kasbon kasbon.bermudaku.com ↗ Track customer credit and supplier debt

The free versions are complete for daily use — recording, calculating, printing PDFs, and exporting Excel. The difference is storage: Kas Kecil, HPP, and QRIS keep the last few days; Kasbon holds 20 people and never deletes a record. All data stays on your own device. Walletkeu also has a free plan — sign up directly at walletkeu.my.id.

After payment

What you receive.

A download link is emailed to you once payment is checked — usually within an hour during business hours.

The file is yours for good. No activation, no server to phone home to, nothing that can be switched off remotely.

  • Complete app files — HTML source code, no encryption
  • PDF installation guide, for direct use or uploading to your own hosting
  • Video usage guide
  • Free updates for 1 year — new versions announced via WhatsApp
  • Technical help via WhatsApp for 14 days after purchase
Pricing

Pay once. No monthly bills.

Free Rp0 Use online in the browser
  • 3 business apps, used online
  • Record, calculate, print PDF & Excel
  • 7-day history (Kas Kecil) / 1-day (HPP & QRIS)
  • Archives & combined reports
  • Owning the file
Use the free version
Most popular 3-App Bundle Rp299.000 One-time payment, for your own business
  • 3 complete apps, the files are yours
  • Unlimited data history
  • Archives & combined cross-period reports
  • Your letterhead on reports
  • Install on your device or own hosting
  • 1 year of free updates
Reseller Rp1.500.000 For consultants & service providers
  • Everything in the 3-App Bundle
  • Deploy for clients & resell
  • Rebrand under your own name
  • Attribution may be removed

A one-time Rp299,000 is about one month of typical accounting-software subscription. The difference: this one is yours forever.

Looking for a personal finance app? Walletkeu — tracking, budgeting, and dream jars with cloud sync. Subscriptions from Rp15,000/week, managed separately on its own site.

Open walletkeu.my.id ↗
Before you buy

Honest about fit.

A good fit for

  • Food stalls, coffee shops, catering, corner stores, home businesses
  • Organization treasurers, neighborhood units, small cooperatives, schools
  • Consultants or freelancers who want their own tools for clients

Not yet a fit for

  • Businesses needing full financial statements with journals and balance sheets
  • Teams needing many users on the same data at once
  • Anyone needing automatic POS or marketplace integrations
FAQ

The most common questions.

What is the difference between the free and paid versions?

The free version is complete for daily use — recording, calculating, and printing reports all work. The difference is storage: the free version keeps only the last few days of data, while the paid version keeps your full history, archives many periods, and builds cross-month combined reports. The file also becomes yours — installable on your own device or hosting, and it keeps working even if our site were ever gone.

Is my data safe?

All data is stored on your own device. The app sends nothing to our servers — no account, no login.

Do I need internet?

Only the first time you open it. After that it works offline.

Does it work on phones?

Yes, on Android and iPhone via the browser. You can also add it to your home screen so it feels like a regular app.

If I switch phones, does my data move too?

Not automatically. Export to Excel on the old device first, then import on the new one — the guide shows how.

What is Walletkeu? Is it part of the bundle?

Walletkeu is the personal-finance app of the Bermuda Lentera family — tracking, budgeting, and dream savings with cloud sync. Walletkeu is not part of the source-code bundle on this page; it is subscription-based (from Rp15,000/week) and managed on its own site, walletkeu.my.id.

May I resell this app?

Not with the Bundle — it is for your own business. To deploy for clients or resell under your own brand, get the Reseller license.

Is this official from Bank Indonesia?

No. The Dynamic QRIS feature is just a helper that adds an amount to the QRIS code you already own. QRIS issuance still goes through payment providers licensed by Bank Indonesia.

Is there a money-back guarantee?

Because digital products are delivered instantly, purchases cannot be cancelled. That is why the free versions are wide open — try as much as you like before buying.

Start with the free version.

Use the free version today. If you are still using it after a week, get the bundle — and you will never receive a monthly bill from us.

Try free

Bermuda App — app consultant for SME needs, from Bermuda Lentera